A simple, efficient, and secure way to manage your finances in Mexico.
The Stori Black Credit Card is your ideal financial partner.
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Designed for those who want to take control of their finances, the Stori Black Credit Card offers unbeatable benefits with no annual fee and easy management through a digital platform.
Designed for those who want to take control of their finances, the Stori Black Credit Card offers unbeatable benefits with no annual fee and easy management through a digital platform.
Before you apply, check out the top benefits of the Stori Black Credit Card:
Earn 1% cashback on all purchases
No annual fee
Flexible payment options up to 12 months
Advanced security features for safe transactions
Advantages and Disadvantages of the Stori Black Credit Card
The Stori Black Credit Card is a highly advantageous digital credit option for those who want convenience and financial control.
With no annual fee and exclusive benefits, it’s ideal for those seeking flexibility. However, like any financial product, it’s important to analyze its advantages and disadvantages to make an informed decision.
In this article, we’ll present the pros and cons of the card to help you understand if it’s the right choice for you. Let’s go!
Advantages of the Stori Black Credit Card
- 1% Cashback on All Purchases: The Stori Black Credit Card offers 1% cashback on every purchase made. This benefit is excellent for those who use the card frequently and want to save, as a portion of every expense is refunded, which can accumulate and be applied to the bill.
- No Annual Fee: One of the greatest advantages of the Stori Black Credit Card is the exemption from an annual fee. Unlike many cards that charge an annual fee, with Stori Black, you can enjoy all the benefits without this extra cost, making the card more accessible.
- 100% Digital Credit Management: Managing the Stori Black Credit Card is entirely digital through the app, which allows you to check your balance, pay bills, and view statements quickly and easily. This makes financial control more convenient and accessible.
- Flexible Payments: The card offers the option to split purchases into up to 12 installments, providing more flexibility for those who need to organize their finances. This option is helpful for larger purchases, allowing payment to be spread over time without additional fees, as long as the payment is made on time.
- Security Technology: The Stori Black Credit Card is equipped with an EMV chip and contactless payment technology, ensuring greater security for transactions. Additionally, the dynamic CVC technology provides protection for online purchases, reducing the risk of fraud.
Disadvantages of the Stori Black Credit Card
- 10% Withdrawal Fee: One disadvantage of the Stori Black Credit Card is the 10% fee applied to amounts withdrawn from ATMs. This fee can be high if you frequently use the card for withdrawals, making this option less advantageous compared to other cards.
- Contracting Fee: Although the Stori Black Credit Card offers benefits such as no annual fee, it charges a contracting fee, which ranges from $0 to $500. This amount is deducted from the credit limit when the card is approved, and may be a disadvantage for those seeking a zero-cost start.
- Limited Initial Credit Limit: The initial credit limit of the Stori Black Credit Card can be relatively low, especially for those who are just starting to use credit. While there is a possibility of an increase, it depends on the credit analysis and the customer’s financial history, which can be a challenge for those looking for more freedom to spend from the start.
- High Interest Rates on Late Payments: Although the Stori Black Credit Card offers many conveniences, it charges high interest rates in case of late payment. The annual interest rate is 105.7%, which can lead to a significant cost if the bill is not paid in full by the due date.
Conclusion
The Stori Black Credit Card is an excellent option for those who want a card with no annual fee and benefits like cashback and digital management.
It also offers payment flexibility and security for transactions, making it a good choice for frequent shoppers.
However, it’s important to consider the withdrawal fees, contracting fee, and high interest rates in case of late payment.
If used responsibly, the Stori Black Credit Card can be a great financial tool. Assess your needs and see if it meets your expectations before applying.
The Stori Black Credit Card offers several attractive benefits, such as 1% cashback on all purchases, no annual fee, and flexible payment options with installments of up to 12 months. Additionally, it features advanced security for transactions, including an EMV chip and contactless payment technology, ensuring faster and safer purchases.
Want to learn more about these benefits and how to apply for your card? Access the full article!
The management of the Stori Black Credit Card is entirely digital, facilitated through an app available for both Android and iOS. In the app, you can track your spending, pay bills, check your balance, and view statements, all in a simple and quick way. This convenience offers more control over your finances at any time.
Want to explore more about how the app can simplify your financial life? Read the full article!
The Stori Black Credit Card has some fees, such as a contracting fee (up to $500), withdrawal fees at ATMs (10% of the amount withdrawn), and high interest rates in case of late payment (105.7% annually). However, it stands out for having no annual fee, making the card more accessible.
Curious about how these fees work and how to avoid them? Check out all the details in the full article!
The initial credit limit of the Stori Black Credit Card may vary depending on the credit analysis but usually starts around $5,000. This limit can be adjusted as you maintain a good payment history and use the card responsibly, with the possibility of being reviewed over time.
Want to understand more about how the credit limit works? Learn everything in the full article!
Apply for your Stori Black Credit Card ➝
