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The Stori Credit Card was created for those seeking simplicity, practicality, and an uncomplicated way to handle everyday finances.

With a modern design and features designed for the user, it combines convenience with benefits that truly make a difference in your financial life.

Whether for daily use or special purchases, this card offers security and versatility to match any lifestyle.

Discover now everything the Stori Credit Card can do for you and start transforming your financial experience today.

Get to Know the Stori Credit Card: no annual fee, easy approval, and ideal for building your credit history

The Stori Credit Card is issued by the Mexican fintech Stori, regulated by the CNBV and recognized by Condusef for its reliable operations.

With growing credibility, Stori has already gained millions of customers in Mexico, offering accessible and secure solutions for those looking to build or rebuild credit.

Its limit ranges from $500 to approximately $20,000, adjusted to the customer profile and able to increase with responsible card use.

People apply for this card because of its easy approval, lack of an annual fee, and the real opportunity to start a solid, lasting credit history.

Main benefits of the Stori Credit Card

The Stori Credit Card offers advantages designed for those seeking convenience, security, and real opportunities to build or strengthen their credit history.

With benefits that go beyond the basics, it delivers accessible and reliable solutions, helping you get the most from every purchase and manage your money.

Easy Approval

Getting a credit card can be difficult, but here it is simple: quick approval, online, and available for different profiles, including those who never had credit.

The process is 100% digital and done through the app, avoiding bureaucracy and saving time for anyone seeking immediate access to secure payment.

With the Stori Credit Card, you only need basic documents and to be of legal age to apply and receive a response within minutes.

This benefit especially attracts young people, freelancers, and those without a credit bureau history, expanding financial system access in a practical, inclusive way.

No Annual Fee

One of the most appealing points is the complete lack of an annual fee, ensuring immediate savings and greater use of your credit for personal needs.

Having no yearly charge means more freedom to use the card without worrying about costs that weigh on your budget, even during low-use months.

This benefit makes the card ideal for those seeking a low-cost financial product without compromising income with unnecessary fixed fees.

The absence of an annual fee also helps with planning, allowing you to allocate resources toward personal goals, investments, or emergencies without extra costs.

Building Credit History

Stori reports to the Credit Bureau every month, ensuring each payment you make is recorded and contributes to forming or strengthening your credit history.

This benefit is valuable for those seeking better credit opportunities in the future, such as loans, financing, or higher-limit cards.

Keeping statements paid on time ensures a higher score, showing responsibility and boosting your credibility with the financial market.

With discipline and conscious use, the card becomes a real ally in developing a solid, trustworthy, and positive credit history in your name.

Control and Security

The Stori app offers full control: check balance, transactions, statements, limits, and even lock or unlock the card in real time.

Clone-proof chip technology and contactless payment enhance security, protecting against fraud and reducing risks during in-person purchases.

Instant notifications on your phone inform you about each expense, helping you monitor usage and quickly detect any suspicious activity.

This mix of technology and convenience ensures peace of mind for daily card use without giving up safety and control.

International Acceptance

As a Mastercard, the card is accepted at millions of merchants in Mexico and abroad, ensuring versatility for travel and international shopping.

This global acceptance also makes it easier to shop online at international stores, taking advantage of offers and exclusive products not found in the local market.

In addition to wide acceptance, customer support is available to clarify doubts or solve issues while traveling, keeping the experience positive and safe.

This way, you have a card that matches your lifestyle whether you are in the country or exploring new destinations and opportunities worldwide.

Occasional Promotions and Interest-Free Months

Stori offers promotions on special dates and the option to pay in interest-free installments with select partners, maximizing the value of each purchase.

These conditions help plan larger expenses, allowing you to pay more comfortably without burdening your budget with high interest rates.

Promotions vary throughout the year, offering extra opportunities to save or enjoy exclusive benefits not always available.

This makes the card even more attractive for those who like to seize good deals and optimize use of the available limit.

Discounts for On-Time Payments in Some Variants

Some versions of the card offer interest rate discounts when the customer makes payments within the due date stated on the monthly statement.

This incentive rewards punctuality, helping to reduce costs and reinforcing the healthy habit of keeping bills up to date.

The practice also helps improve your credit score since a history of on-time payments is valued by the financial market.

In addition, the Stori Credit Card reinforces the importance of responsible use, rewarding those who manage their finances in an organized way.

Possibility of Progressive Limit Increases

With responsible use and on-time payments, the initial limit can gradually increase, matching your profile and financial growth over time.

This progressive increase expands purchasing power and flexibility, allowing you to handle larger expenses or take advantage of opportunities more comfortably.

The process is automatic and based on usage history, avoiding the need for bureaucratic requests to obtain a higher limit.

The Stori Credit Card grows with you, offering more possibilities as your trustworthiness increases.

Eligibility Requirements to Apply for the Stori Credit Card

Applying for the Stori Credit Card is simple, but it is important to meet some basic requirements to ensure quick and secure approval.

• Be at least 18 years old at the time of application.
• Have valid official identification issued in Mexico (INE or passport).
• Present recent proof of address within Mexico.
• Live in Mexico permanently and have access to the Stori app.

Meeting these criteria means you are ready to enjoy all the benefits the card offers and start your credit history.

Step-by-Step to Apply for the Stori Credit Card

Applying for the Stori Credit Card is quick, convenient, and can be done entirely through the official Stori app in just a few minutes.

• Download the Stori app from your phone’s official store or access the official Stori website.
• Fill in your personal details and send the requested documents.
• Wait for the credit analysis carried out by the Stori team.
• Receive confirmation and track the delivery of your physical card.

Following these steps ensures a simple and efficient application so you can quickly enjoy all the benefits the card offers in your daily life.

Applicable Fees for the Stori Credit Card

The Stori Credit Card offers attractive benefits, but it is essential to know all applicable fees to use it consciously and strategically.

Understanding how each fee works helps avoid surprises, optimize usage, and keep your financial experience positive while making the most of the available resources.

Interest Rates and CAT

The fixed annual interest rate is around 118.1% without VAT, while the average CAT is close to 193.8% considering all costs.

With the Stori Credit Card, these amounts apply when the customer does not pay the full statement balance by the due date.

For example, if you leave a $1,000 balance, interest starts applying daily, increasing the final amount to be paid.

Avoid carrying balances to the next month to steer clear of interest and keep the CAT irrelevant in your account.

Annual Fee and Opening Fee

The card does not charge an annual fee, ensuring savings from the first year of use, a major advantage compared to many competitors in the market.

However, there is a one-time opening fee of around $500, paid only at the time of the initial card contract.

This charge is common in no-annual-fee products, helping keep the service sustainable and enabling benefits such as a more accessible initial limit.

Once paid, there is no fixed yearly cost, allowing you to keep the card without worrying about recurring maintenance fees.

Card Replacement

If the card is lost, stolen, or damaged, the replacement fee is about $150 plus VAT for each issuance.

This amount covers production and shipping costs and is charged whenever a new physical card is requested by the holder.

For example, if your card falls on the street and is not found, requesting another will incur this additional cost.

Taking care of the physical card avoids extra expenses, but having this option ensures peace of mind in case of unforeseen events.

Penalties and Event Service Fees

Failing to pay the minimum statement amount results in a penalty of about $300 plus VAT, charged for each recorded late payment event.

This fee works as a penalty to encourage punctuality, avoiding delays that affect your Credit Bureau history.

For example, a customer who misses the due date will pay the penalty in addition to accrued interest on the outstanding balance.

Setting alerts in the app helps avoid this cost and ensures on-time payment, preserving your financial credibility.

ATM Balance Inquiries

Checking your balance at ATMs from other banks in Mexico costs about $10 plus VAT per operation.

Abroad, this inquiry can reach $25 plus VAT, varying according to the network and the country where the transaction is made.

For example, checking your balance at an ATM in the US or Europe will incur the higher fee plus the applied exchange rate.

Whenever possible, use the app to check your balance for free and avoid these additional physical inquiry costs.

Cash Withdrawals

Withdrawing cash from the card at ATMs, in Mexico or abroad, costs about 10% of the amount withdrawn plus any local fees.

With the Stori Credit Card, this feature should be used with caution since it also incurs immediate interest charges.

For example, withdrawing $1,000 results in a $100 fee plus daily interest until the full balance is paid off.

Prioritizing direct credit purchases instead of withdrawals helps avoid these costs and keeps your limit available longer.

Conclusion

Wrapping up the Stori Credit Card review means reinforcing that information is the first step to enjoying all the advantages and avoiding unnecessary costs.

Understanding limits, fees, and benefits helps you make more informed decisions, ensuring the card is an ally and not a burden on your budget.

Responsible use combined with knowledge of the terms paves the way for a healthy relationship with credit and more opportunities in your financial future.

Enjoyed the tips? Want to discover another interesting card option? Check out the article below and learn all the details about the BBVA Blue Credit Card.